Matt, Phoebe, Carmel and the team at The happy finance company have been the most amazing people to work with and I couldn’t recommend them enough. They bend over backwards to help you out and get you the best deals, they put there clients over everything else, hold your hand making you feel comfortable throughout the process, they explain everything in thorough detail so you understand and know what you’re getting yourself into. They’re very hard working, often replying to my emails and calls late at night, very knowledgeable and patient and they reply swiftly and have very good two way communication. If you’re looking for an exceptional mortgage broker, these are your guys and I’m so lucky to be a client of theres.
Mat with one 'T' made my purchase easy. He helped me with every step and beyond. The quickest transaction as well. Mat and his team got me my home!! Thank you for making me feel safe and empowered along the way.
Wow amazing. You knocked me off my feet! I’m humbled and grateful. I invested $400 with Mrs
MORRIS BERTHA
to see what trading online was like. A week later i withdrew a profit of $5,200 and then I really saw
how much you can earn from the markets.
I now invested $1000 and gain $15,521 a week, God bless her for me, she is trust worthy and i
recommend her to everyone or anyone that want financial freedom
whatsapp:+1 (669) 304-2828
Email :[email protected]
Thanks for delivering a smooth financing process once again Mathew Crossley! We really do appreciate the regular updates that you and the team provided, it took the weight off our shoulders 🤩
Mat has organised the finance on at least five properties for us over the last 15 + years and it's great to see his knowledge and service is second to none each time. Our application was a little trickier, having a small business and trusts to factor in, but Mat took it all in his stride.
Thanks Mat!
We met Matt Goodyear when we were looking for our first home on the Sunshine Coast. He was very helpful and knowledgeable when it came to getting the best home loan available to us at that time. Even the bank manager was amazed that Matt got us a 1% lower than his bank’s variable rates for the lifetime of our loan. When it came time to buy our 2nd house, we didn’t hesitate to give Matt a call, knowing full well that he was going to get us the best deal in town…and he did. Both our investment property and the house we lived in were on Owner Occupier rate…how did you negotiate that, Matt? A few years down the road, we refinanced our existing loans and with in-depth knowledge of our finances, Matt managed to almost halved our monthly repayments with great juggling of our new loans. Thanks Matt!
Emma and myself cannot thank Andrea and Josh enough for making the process of buying our home so much easier. Nothing was too much trouble for them, and we felt completely supported throughout the entire process. I would definitely recommend them to anyone. They were both professional and friendly. Thankyou guys! We are so happy!
If you're in need of a mortgage broker who goes above and beyond, look no further than The Happy Finance Company. Five stars all the way! Twice we have had the pleasure of working with Andrea. We are beyond impressed with her exceptional service and expertise. From start to finish, Andrea was available to assist us with what we thought wasn’t possible and fought for us to achieve the best possible rates. Andrea's knowledge of the mortgage industry is unparalleled. She took the time to thoroughly explain every aspect of the mortgage process, ensuring that we fully understood the terms and conditions. Her ability to simplify complex financial concepts made us feel confident and informed throughout the entire transaction. A shout out to Josh also, he makes things happen! Thanks guys.
Mat Crossley has been absolutely outstanding through our whole buying process. From the beginning, we were so at ease with his immense knowledge and efficiency in helping us reach our goals. It has been a long process for us and Mat has always been supportive and kept us up to date about everything going on with our applications and what was coming up next. We are looking forward to our continued partnership with Mat as we start our house build. We would use Mat again and again! Thank you Mat you are amazing!
Andrea got in contact with me after I had left a message about wanting to find a competitive rate for my mortgages. Andrea was extremely knowledgeable about the different products on the market and gave me some great advice about how best to proceed. Whilst I did not end up using the Happy Finance Company, as I decided to stay with my existing bank, I would confidently recommend their services to others. Thanks Andrea!
Over the past 4 years we have used Matt and his team to purchase land and build our most recent house, organise finance for a car, and most recently, refinance to consolidate all of our debt. Every time we have dealings with Matt the process has been so easy and seamless and we have always been so confident that we are getting the best deal as well as having all possible scenarios covered. We will be lifelong customers and highly recommend the Happy Finance Company to anyone!! ⭐⭐⭐⭐⭐
I rarely leave a review, but I can't recommend Mat and his team enough.
They've made the whole process so much easier and more transparent compared to my previous experiences without them.
Their communication is exceptional; I always felt in control and informed enough to take timely action.
I would definitely choose them again as my brokers for my next property purchase, and you should too.
Thanks, Mat, April, and Yannie, for your support!
Thanks so much Mat and team for a such professional service with a great and friendly attitude.
Thanks to them I achieved the required refinance with a fantastic outcome! Lower rates and better product! I really appreciate their outstanding service. I highly recommend The Happy Finance Company to everyone!
We have used Mat’s services for obtaining finance for a number of properties we have purchased over the years, as well as refinancing, where he has been able to achieve better rates for us.
We have always been extremely happy with the service Mat and his team provides and continue to use them time and time again. Mat and his team provide updates and communicate along the way to ensure the process is as stress free as possible. With Mat’s knowledge and experience, he is always able to answer any questions we have along the way and explain different options that may be available to us.
We have no hesitation recommending the services of Mat and his team at the Happy Finance Company!
I would recommend these guys 100 times over and if I could give David 10 stars I would. They have the best communication and extremely high level of customer service.
Mrs Rachael Wacker is so wonderful to work with. As a first time investor, I wasn’t completely sure of the process but Mrs Rachael Wacker helped me through it all and I made a profit of $6,500 with an investment of $500. He was also extremely helpful in coordinating the withdrawal process. I highly recommend Mrs Rachael Wacker to everyone looking to start up an investment. These are his contact details Email:[email protected]
WhatsApp +1 (971) 772-1286
Highly recommend Matt and the team at Happy Finance Company. They go above a beyond in their service They are friendly and down-to-earth yet very professional and experts in their field. We will continue to use them for future financing.
They are really professional and trustworthy brokers who could provide you the best solution in very short time. My husband and I are very happy with their recommendations. They are indeed experts in their area and you can always get a satisfied answer from them in solving your financing needs.
Securing a mortgage was an absolute breeze with this lender. Smooth process, great rates, and excellent customer service. Highly recommend!
We have dealt with David several times over the years and he has always been able to deliver a high level of service and products. We would absolutely recommend him to friends and family and will continue to use him for our lending needs.
David is amazing … he sure knows his stuff and is king of finance … he has done sooo many deals for us and for our clients who we refer and has never disappoint 💰💰💰💰 thank you David and Chez for being awesome , reliable , quick , and trustworthy
Cannot recommend or rate highly enough!
After 8 months with a previous broker and no result David turned things around with a great result in a week! The team gets things done so efficiently and keep you updated and informed every step of the way.
Matt and his team are super proactive and personable. I have full trust in Matt and know he will do everything within his power to help me achieve my property goals. Matt is extremely hard working. I am so thankful to have The Happy Finance Company as part of my property journey.
Matt Goodyear is an absolutely phenomenal human! He has been our mortgage broker for a few years with a couple of refinances and some very amazing ideas with how to manage the money side of our lives! Such a highly personable human that is really good at explaining stuff and helping us decide the right thing to do.
Mat and his team have been exceptional to work with. Making the restructure of our loans an easy transition. Would (& do recommend) them to anyone needing help with their finances.
I rarely leave a review, but I can't recommend Mat and his team enough.
They've made the whole process so much easier and more transparent compared to my previous experiences without them.
Their communication is exceptional; I always felt in control and informed enough to take timely action.
I would definitely choose them again as my brokers for my next property purchase, and you should too.
Thanks, Mat, April, and Yannie, for your support!
I would recommend these guys 100 times over and if I could give David 10 Stars I would, best communication and extremely high level of customer service.
I understand how cliché this paragraph will sound for a review, but I actually can’t recommend Andrea and the team highly enough, or anyone else that’s closely comparable in not just what they offer, but more importantly, what they deliver.
I first came by Andrea through a reputable and respected Real Estate agent in 2015. Since then, Andrea has not only created brilliant work with efficiency and speed, it’s backed up with execution (all highly desirable attributes in this field of work), there has also been occasion where she’s saved some deals that were on the brink of loss (deals initially setup elsewhere, only to fail at the eleventh hour. This is where Andrea was introduced to me and came to the rescue).
I might also add, that all the work we’ve done, then and since, has been over the phone, and interstate. We’ve not yet met in person, though this shows the assurance and trust she’s equipped with.
And with the new venture into The Happy Finance Company, I’ve been fortunate enough to experience the teams A grade work once again in 2021 (and again this year 2022, facilitating a property purchase for a family member).
The work is very personalized, and understanding of each clients situation.
They’re much more than the great rates and products…
There’s Brokers, and then there’s The Happy Finance Team;):) I can only encourage you to avoid headaches, hassles and precious/wasted time (or worse, biggest deals of your life lost) with others in the brokerage field, and instead work with the best 👌🏽
I’m sure I’ve more than made my point ~ but if you do want quality work and outcomes, these guys are pick of the bunch 🏡
Mat (with one T) from the Happy Finance Company has helped me on a number of occasions over the past few years. Since being introduced to him he has always been able to offer honest and professional advice and options regarding my finance queries.
He has delivered above my expectations and has always been able to present multiple options and advise not only for the short term but long term benefits and negatives around selecting products.
I would highly recommend Mat and the Happy Finance Company for anyone looking whether for a one off, or for a long term partner for their finance journey.
Thanks Team!
We have been with Mat for many years and he has helped us with many loans, sales and refinancing. Always finding us a great deal, making process super easy for us and always quick to respond. Has definnetely made our life easier and makes it less daunting when thinking about buying a new house.
This is the second time I have used Andrea and her team ...I returned years later because she was so helpful the first time..and that is how it was again. I wouldn't have got a loan without her , the bank I was with was making it impossible. I ended up with one of the best interest rates you can get at the moment and like before Andrea was super helpful, very informative and incredibly easy to work with. If you need a broker , these are your people.
Matt and the team at Happy Finance are truly amazing. We’ve used them several times and will continue to do so. They are always patient, attentive and genuinely caring, explaining things simply, and always having time for us. The entire process is made smooth and stress free. Can’t recommend them enough!
I would gladly refer Andrea and her team!! They have been a pleasure to deal with in helping me and my family to secure our first hom here in Brisbane! very helpful, easy to talk to and welcome any questions (even for first home buyers like us who didn't know too much coming into the market!) Would happily continue to keep working with the team in the future! Keep up the good work everyone and from my family to yours; Thank You!!!
I’ve known Mat for over 10 years, and he’s provided me with exceptional service always. April is also fantastic. Always professional and always deliver against expectations. Fast reliable service. Thanks, Team.
So grateful for Andrea and her team! As a first home buyer I generally had no idea what was going on most of the time lol, lots of terms and stuff that I’d never heard of before, but Andrea and Josh were incredibly patient and took the time to explain everything. They made the whole process so smooth. I definitely recommend!
Matt helped me buy my first home in such record time! All though we were waiting for a while to hear back from the bank I had complete trust in the process and complete trust in Matt's work. I am so happy with my loan, and I will definitely use Matt again in the future and totally recommend him, he made it feel so easy for me! Thank you so much!
David helped me over 4 years ago with helping me get into my next step up home.
He didn’t disappoint finding me a great interest rate and helped me right through to Settlement
After completion David continued checking up on me and ensured I was on the right track with the best interest rate available as well as advising me on ways of paying off my mortgage so much quicker.
I lost track of David for a while due to my email account being hacked .
I eventually reconnected with David who had started up his own finance Company along with some other way talented professionals under the company name of , “The Happy Finance Company”
In the nick of time David seriously worked so hard on crunching the numbers to help me and my partner gain finance to get us into an investment Property on The Gold Coast
He worked miracles and turned our dream we lived with for a few years into “Reality”…
Today became our happy ending as the property we purchased “Settled” today. ……” WINNING”…….
To David and Chez we can’t thank you enough for everything you have both done for us.
We would not hesitate in recommending David and Team to other dreamers. ….. stop dreaming …. Turn yours like we did into reality
Remember David is not like most he continues after the jobs finished checking in with you regularly and offering his help for free
Quietly though the best part was it costs us nothing for all he did for us. Don’t believe me?… give him a call and see how we did this
In closing David is The Mortgage Maestro / Wagyu & Whisky Connoisseur / Chief Techno Officer…… and so easy to understand and deal with.
Thank you
Mark & Klaus
It was a pleasure working with Andrea to refinance our home loan. Andrea is hard working, experienced and strives for the best possible outcome for her clients. Andrea was responsive throughout the entire loan process and we would have no hesitation in recommending Andrea to our friends and family in future for her knowledge and guidance.
I worked with Mat from happy finance on 2 different occasions. Mat is a professional broker and knows his job really well. His level of support and professional advice on home loans are second to none. He is a joy to work with and very responsive to emails and phone calls. If you’re after a reliable, caring and friendly broker, please don’t go anywhere else. My special thanks to April from Happy Finance as well. I highly recommend this trustworthy business.
The Happy Finance Company has helped me tremendously twice already and I am currently in the stages for getting help a third time.
They were able to secure me loans far higher than what I could have done by myself. They are highly informative and set realistic expectations to see what is possible and what needs to change.
They have been able to help me online even when I live in a different state.
Big shout out to Matt who has been a lifesaver from day one. Also big shout out to James and Cielo and everyone else, who keep things moving smoothly and keep me regularly updated.
I don't normally post reviews but Mat was truly exceptional in an environment where trust is key. Mat was patient, always available to answer questions and met our needs exactly. He has been a true partner in two purchases, navigating complexity with ease and taking the time to lay it all out. Highly recommend his approach and his whole team.
I have worked with Andrea and her team as a young first time buyer and have always reached out for their expertise throughout the last few years. So much gratitude for what they do, easing all stresses in what many considers a stressful (and exciting) process, they take their time to explain everything clearly and go beyond what's required to provide you with great service and offering. Andrea will always be the first point of contact for me for any mortgage inquiry! Personable approach and friendliness is second to none. Thank you so much team.
Mat and his amazing team helped us in multiple occasions, always providing excellent service and communication. Mat is very knowledgeable and will be able to advise the best strategy and suitable options to get the finance across the line. I highly recommend Happy Finance for anyone seeking a trustful, fantastic mortgage broker.
I have relied upon David's support through the purchase of 3 properties now (the most recent being through The Happy Finance Company), and I wouldn't look anywhere else! The service is 10/10, there are no silly questions, and I always know exactly where we stand and what is required. I couldn't recommend them more highly!
I understand how cliché this paragraph will sound for a review, but I actually can’t recommend Andrea and the team highly enough, or anyone else that’s closely comparable in not just what they offer, but more importantly, what they deliver. I first came by Andrea through a reputable and respected Real Estate agent in 2015. Since then, Andrea has not only created brilliant work with efficiency and speed, it’s backed up with execution (all highly desirable attributes in this field of work), there has also been occasion where she’s saved some deals that were on the brink of loss (deals initially setup elsewhere, only to fail at the eleventh hour. This is where Andrea was introduced to me and came to the rescue). I might also add, that all the work we’ve done, then and since, has been over the phone, and interstate. We’ve not yet met in person, though this shows the assurance and trust she’s equipped with. And with the new venture into The Happy Finance Company, I’ve been fortunate enough to experience the teams A grade work once again in 2021 (and again this year 2022, facilitating a property purchase for a family member). The work is very personalized, and understanding of each clients situation. They’re much more than the great rates and products… There’s Brokers, and then there’s The Happy Finance Team;):) I can only encourage you to avoid headaches, hassles and precious/wasted time (or worse, biggest deals of your life lost) with others in the brokerage field, and instead work with the best I’m sure I’ve more than made my point ~ but if you do want quality work and outcomes, these guys are pick of the bunch
I’ve trusted Mat with my last 3 mortgages (both initial and refinancing). He is knowledgeable, trustworthy and always looks out for his clients. Mat and his team have made the daunting process of mortgages easy and transparent. He’s even gone above and beyond and answered questions and chased banks that weren’t even related to his mortgages. Thanks guys…here’s to a fourth mortgage!
I never thought the experience of financing a house could be made so easy! Andria and her team were amazing and kept us well informed through the whole process. Would highly recommend.
The team at The Happy Finance Company assisted my fiancé and I into our first home earlier this year, and worked their magic to even upgrade my work vehicle shortly after. Absolutely recommend 10/10 �
We had the pleasure of dealing with David throughout our refinancing process and his service was nothing short of exceptional. From day one we were supported and kept up to date with excellent communication and follow up. David made the process easy and enjoyable, we would highly recommend his service!
If you're in need of a mortgage broker who goes above and beyond, look no further than The Happy Finance Company. Five stars all the way! Twice we have had the pleasure of working with Andrea. We are beyond impressed with her exceptional service and expertise. From start to finish, Andrea was available to assist us with what we thought wasn’t possible and fought for us to achieve the best possible rates.
Andrea's knowledge of the mortgage industry is unparalleled. She took the time to thoroughly explain every aspect of the mortgage process, ensuring that we fully understood the terms and conditions. Her ability to simplify complex financial concepts made us feel confident and informed throughout the entire transaction.
A shout out to Josh also, he makes things happen! Thanks guys.
ANDREA PALELLA (O'SHEA)
Facetime
In person - Inner Northern Suburbs, Brisbane