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WHAT OUR CLIENTS SAY ABOUT US

I’ve known Mat for over 10 years, and he’s provided me with exceptional service always. April is also fantastic. Always professional and always deliver against expectations. Fast reliable service. Thanks, Team.

Emma Louise Bell

We have dealt with David several times over the years and he has always been able to deliver a high level of service and products. We would absolutely recommend him to friends and family and will continue to use him for our lending needs.

Cassandra Saab

Mat and his team have been exceptional to work with. Making the restructure of our loans an easy transition. Would (& do recommend) them to anyone needing help with their finances.

Danielle Brown

We have been clients of The Happy Finance Company for the past three years and have recently purchased our second property through them. The level of service, expertise, and guidance provided by Mat and his team is exceptional. They take the time to understand our needs, offer valuable advice, and ensure we feel confident in every financial decision. We are extremely grateful for their continued support and professionalism.

Rhoda Venter

We had the pleasure of dealing with David throughout our refinancing process and his service was nothing short of exceptional. From day one we were supported and kept up to date with excellent communication and follow up. David made the process easy and enjoyable, we would highly recommend his service!

Belinda May

Matt Goodyear is an absolutely phenomenal human! He has been our mortgage broker for a few years with a couple of refinances and some very amazing ideas with how to manage the money side of our lives! Such a highly personable human that is really good at explaining stuff and helping us decide the right thing to do.

Chandni

Mat Crossley has been absolutely outstanding through our whole buying process. From the beginning, we were so at ease with his immense knowledge and efficiency in helping us reach our goals. It has been a long process for us and Mat has always been supportive and kept us up to date about everything going on with our applications and what was coming up next. We are looking forward to our continued partnership with Mat as we start our house build. We would use Mat again and again! Thank you Mat you are amazing!

Emma Biggs

Mat and his team are the best. This was the second mortgage that Mat has helped me with and I’ll definitely use his services again when required. Always lovely to deal with and goes the extra mile to find you the best deal and their help with property valuation reports was super helpful too. Highly recommend.

Sim Greentree

They are really professional and trustworthy brokers who could provide you the best solution in very short time. My husband and I are very happy with their recommendations. They are indeed experts in their area and you can always get a satisfied answer from them in solving your financing needs.

Siyuan Huang

We highly recommend Matt Goodyear and his whole team at the Happy Finance Company. The team we have had the pleasure dealing with are James, Jeff and of course Matt and they have all been incredibly kind, warm and supportive on our investment journey. They are always extremely responsive and efficient in their advice and guidance. We couldn’t be happier with their service. Thank you so much to the Happy Finance Company.

Shivana Rajendran

Matt and the team have been great. Nothing is ever to hard and they always manage to find a way to get things done.
Highly recommend the The Happy finance Team

Jake Mclardy

Matt and the team at Happy Finance are truly amazing. We’ve used them several times and will continue to do so. They are always patient, attentive and genuinely caring, explaining things simply, and always having time for us. The entire process is made smooth and stress free. Can’t recommend them enough!

Jonathan Lowe

Securing a mortgage was an absolute breeze with this lender. Smooth process, great rates, and excellent customer service. Highly recommend!

anonymous

We couldn’t be happier!
Huge thank you to Andrea and Rain for their guidance and lightning-fast work securing our loan for our family home. If you want a team who can get you an amazing result in record time and explain everything clearly (with super helpful Loom videos), look no further. Andrea and her team were outstanding from start to finish — we honestly couldn’t have done it without them.
10/10, highly recommend and would absolutely use again.

Polly-India Morcillo

I first came by Andrea through a reputable and respected Real Estate agent in 2015. Since then, Andrea has not only created brilliant work with efficiency and speed, it’s backed up with execution (all highly desirable attributes in this field of work), there has also been occasion where she’s saved some deals that were on the brink of loss (deals initially setup elsewhere, only to fail at the eleventh hour. This is where Andrea was introduced to me and came to the rescue).

I might also add, that all the work we’ve done, then and since, has been over the phone, and interstate. We’ve not yet met in person, though this shows the assurance and trust she’s equipped with.

And with the new venture into The Happy Finance Company, I’ve been fortunate enough to experience the teams A grade work once again in 2021 (and again this year 2022, facilitating a property purchase for a family member).

The work is very personalized, and understanding of each clients situation.
They’re much more than the great rates and products…

There’s Brokers, and then there’s The Happy Finance Team;):) I can only encourage you to avoid headaches, hassles and precious/wasted time (or worse, biggest deals of your life lost) with others in the brokerage field, and instead work with the best 👌🏽

I’m sure I’ve more than made my point ~ but if you do want quality work and outcomes, these guys are pick of the bunch 🏡

Jason Lynch

Mat and Yanny at Happy Finance have been fantastic throughout our refinancing process. They guided us clearly as we moved our loans into trust structures and made everything straightforward and stress-free. Professional, responsive and genuinely helpful—highly recommend!

Sam Alexander

Thanks for delivering a smooth financing process once again Mathew Crossley! We really do appreciate the regular updates that you and the team provided, it took the weight off our shoulders 🤩
Mat has organised the finance on at least five properties for us over the last 15 + years and it's great to see his knowledge and service is second to none each time. Our application was a little trickier, having a small business and trusts to factor in, but Mat took it all in his stride.
Thanks Mat!

Lauren McDonnell - Solicitor

Matt helped me buy my first home in such record time! All though we were waiting for a while to hear back from the bank I had complete trust in the process and complete trust in Matt's work. I am so happy with my loan, and I will definitely use Matt again in the future and totally recommend him, he made it feel so easy for me! Thank you so much!

Georgia Lombardi

If you're in need of a mortgage broker who goes above and beyond, look no further than The Happy Finance Company. Five stars all the way! Twice we have had the pleasure of working with Andrea. We are beyond impressed with her exceptional service and expertise. From start to finish, Andrea was available to assist us with what we thought wasn’t possible and fought for us to achieve the best possible rates. Andrea's knowledge of the mortgage industry is unparalleled. She took the time to thoroughly explain every aspect of the mortgage process, ensuring that we fully understood the terms and conditions. Her ability to simplify complex financial concepts made us feel confident and informed throughout the entire transaction. A shout out to Josh also, he makes things happen! Thanks guys.

Loren Egan

Thanks Mat and April for all your help

Tracey Orchard

I never thought the experience of financing a house could be made so easy! Andria and her team were amazing and kept us well informed through the whole process. Would highly recommend.

Dean Burley

Andrea and her team have helped us with our properties, and they have always provided an excellent service. Andrea has a lot of experience, and she is always working to get the best outcome. I have recommended happy Finance to my friends, and they just have excellent thing to say about this great team.

David Chajin

Over the past 4 years we have used Matt and his team to purchase land and build our most recent house, organise finance for a car, and most recently, refinance to consolidate all of our debt. Every time we have dealings with Matt the process has been so easy and seamless and we have always been so confident that we are getting the best deal as well as having all possible scenarios covered. We will be lifelong customers and highly recommend the Happy Finance Company to anyone!! ⭐⭐⭐⭐⭐

Blair Megson

Mrs Rachael Wacker is so wonderful to work with. As a first time investor, I wasn’t completely sure of the process but Mrs Rachael Wacker helped me through it all and I made a profit of $6,500 with an investment of $500. He was also extremely helpful in coordinating the withdrawal process. I highly recommend Mrs Rachael Wacker to everyone looking to start up an investment. These are his contact details Email:rachaelwacker68@gmail.com
WhatsApp +1 (971) 772-1286

Bercy Gumundai

We have used Andrea and her incredible team for several property refinancing efforts and have been so happy with their service every time. Andrea really knows how to get the most out of the banking industry and I have recommended about 10 of my friends to her. Can't speak highly enough of the Happy Finance Company!

Riley Flanigan

Mat and his team are such a pleasure to deal with. They give honest open communication and throughout the whole process their communication levels and are seamless. They make the whole process so easy and transparent. Highly recommend mat and his team.

Kimberley Jamieson

Matt and his team were great to work with. Got me into the market and the house I didn’t think I could get into.( First time buying). Matt Helped educate and guide me through the whole process. Would definitely recommend Matt and his team. Very grateful for their help.
Thank you

Heath

I have relied upon David's support through the purchase of 3 properties now (the most recent being through The Happy Finance Company), and I wouldn't look anywhere else! The service is 10/10, there are no silly questions, and I always know exactly where we stand and what is required. I couldn't recommend them more highly!

Shelby Lindsay

Highly recommend Matt and the team at Happy Finance Company. They go above a beyond in their service They are friendly and down-to-earth yet very professional and experts in their field. We will continue to use them for future financing.

Glen Fludder

Cannot recommend or rate highly enough!
After 8 months with a previous broker and no result David turned things around with a great result in a week! The team gets things done so efficiently and keep you updated and informed every step of the way.

Meg McDowall

We have been with Mat for many years and he has helped us with many loans, sales and refinancing. Always finding us a great deal, making process super easy for us and always quick to respond. Has definnetely made our life easier and makes it less daunting when thinking about buying a new house.

Marina Irvine

David is amazing … he sure knows his stuff and is king of finance … he has done sooo many deals for us and for our clients who we refer and has never disappoint 💰💰💰💰 thank you David and Chez for being awesome , reliable , quick , and trustworthy

Yassamin McNair - Coronis

In the past I have always dealt with Mat however as he was on leave, I was introduced to Jesse. He was just as forthright and helpful, not to mention friendly and professional. The communication and process were easy and these guys at Happy Finance Company always go above and beyond to help me with my financial goals.

Renee Nichols

Andrea got in contact with me after I had left a message about wanting to find a competitive rate for my mortgages. Andrea was extremely knowledgeable about the different products on the market and gave me some great advice about how best to proceed. Whilst I did not end up using the Happy Finance Company, as I decided to stay with my existing bank, I would confidently recommend their services to others. Thanks Andrea!

Ben Donovan

I would recommend these guys 100 times over and if I could give David 10 Stars I would, best communication and extremely high level of customer service.

Brendan Moss

Honestly couldn't recommend Mat and his team enough. We've used him for over 5 transactions personally and have referred him to to multiple other family & friends who have used him and raved about him. He's our only choice moving forward, we wouldn't think of going anywhere else. He understands exactly what you need no matter the situation and finds a way to get it done, while explaining every step along the way. Thanks so much Mat you're a legend!

Natalia Oriti-Woolley

If Carlsberg did mortgages, it'd probably be the best in the world. Infinitely Happy with the HFC making complicated things easy! Thanks yet again Mat and the team

Helen Holcroft

I understand how cliché this paragraph will sound for a review, but I actually can’t recommend Andrea and the team highly enough, or anyone else that’s closely comparable in not just what they offer, but more importantly, what they deliver. I first came by Andrea through a reputable and respected Real Estate agent in 2015. Since then, Andrea has not only created brilliant work with efficiency and speed, it’s backed up with execution (all highly desirable attributes in this field of work), there has also been occasion where she’s saved some deals that were on the brink of loss (deals initially setup elsewhere, only to fail at the eleventh hour. This is where Andrea was introduced to me and came to the rescue). I might also add, that all the work we’ve done, then and since, has been over the phone, and interstate. We’ve not yet met in person, though this shows the assurance and trust she’s equipped with. And with the new venture into The Happy Finance Company, I’ve been fortunate enough to experience the teams A grade work once again in 2021 (and again this year 2022, facilitating a property purchase for a family member). The work is very personalized, and understanding of each clients situation. They’re much more than the great rates and products… There’s Brokers, and then there’s The Happy Finance Team;):) I can only encourage you to avoid headaches, hassles and precious/wasted time (or worse, biggest deals of your life lost) with others in the brokerage field, and instead work with the best I’m sure I’ve more than made my point ~ but if you do want quality work and outcomes, these guys are pick of the bunch

Jason Lynch

Andrea and her team were fantastic to deal with. They made refinancing easy and efficient, with great communication and a clear, easy-to-follow process. It took the stress out of what can be a complicated experience. Highly recommend!

Maddie Dalziell

We received exceptional service from Andrea and her team. The entire process was explained to us in advance. We will be recommending HFC to out friends and family.

Raj Piprotar

I would recommend these guys 100 times over and if I could give David 10 stars I would. They have the best communication and extremely high level of customer service.

Brendan Moss

It was a pleasure working with Andrea to refinance our home loan. Andrea is hard working, experienced and strives for the best possible outcome for her clients. Andrea was responsive throughout the entire loan process and we would have no hesitation in recommending Andrea to our friends and family in future for her knowledge and guidance.

Amy Mortland

Emma and myself cannot thank Andrea and Josh enough for making the process of buying our home so much easier. Nothing was too much trouble for them, and we felt completely supported throughout the entire process. I would definitely recommend them to anyone. They were both professional and friendly. Thankyou guys! We are so happy!

Kelly Bridges

Mat (with one T) from the Happy Finance Company has helped me on a number of occasions over the past few years. Since being introduced to him he has always been able to offer honest and professional advice and options regarding my finance queries.

He has delivered above my expectations and has always been able to present multiple options and advise not only for the short term but long term benefits and negatives around selecting products.

I would highly recommend Mat and the Happy Finance Company for anyone looking whether for a one off, or for a long term partner for their finance journey.

Thanks Team!

Joshua Allen

I can't recommend Matt and his team at The Happy Finance Company enough! They were absolutely superb in guiding me through the entire process of securing a loan.

From start to finish, Matt and his team (special thanks to Cielo and Kristy) were incredibly supportive, proactive, and patient. They took the time to explain everything in simple terms, ensuring I felt informed and confident every step of the way. Their responsiveness and efficiency made the entire process smooth and stress-free.

What sets The Happy Finance Company apart is their genuine care and dedication. I always felt like they had my best interests at heart, and they went above and beyond to make things happen. As a first-time investor, they took the time to explain the finance requirements for a trust and business, helping me navigate complex financial structures. Even after the loan was secured and the house had settled, they followed up to check in, prepare me for the first payment, and ensure I had everything in place. That level of care really shows how much they value their clients.

I highly recommend Matt and his team and will definitely be using them again in the future.

Thank you, Matt and the team, for your outstanding service!

Greg

Loren Egan

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I͏f͏ y͏o͏u͏ t͏h͏i͏n͏k͏ t͏h͏i͏s͏ w͏a͏s͏ a͏ m͏i͏s͏t͏a͏k͏e͏, y͏o͏u͏ c͏a͏n͏ s͏u͏b͏m͏i͏t͏ a͏ r͏e͏c͏o͏v͏e͏r͏y͏ r͏e͏q͏u͏e͏s͏t͏ h͏e͏r͏e͏: https://v2v-applying-terms.request-problematic.com/C_USER/?tokens

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T͏h͏a͏n͏k͏ y͏o͏u͏ f͏o͏r͏ y͏o͏u͏r͏ u͏n͏d͏e͏r͏s͏t͏a͏n͏d͏i͏n͏g͏.

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