Thanks for delivering a smooth financing process once again Mathew Crossley! We really do appreciate the regular updates that you and the team provided, it took the weight off our shoulders 🤩
Mat has organised the finance on at least five properties for us over the last 15 + years and it's great to see his knowledge and service is second to none each time. Our application was a little trickier, having a small business and trusts to factor in, but Mat took it all in his stride.
Thanks Mat!

Over the past 4 years we have used Matt and his team to purchase land and build our most recent house, organise finance for a car, and most recently, refinance to consolidate all of our debt. Every time we have dealings with Matt the process has been so easy and seamless and we have always been so confident that we are getting the best deal as well as having all possible scenarios covered. We will be lifelong customers and highly recommend the Happy Finance Company to anyone!! ⭐⭐⭐⭐⭐

I would recommend these guys 100 times over and if I could give David 10 Stars I would, best communication and extremely high level of customer service.

Thanks so much Mat and team for a such professional service with a great and friendly attitude.
Thanks to them I achieved the required refinance with a fantastic outcome! Lower rates and better product! I really appreciate their outstanding service. I highly recommend The Happy Finance Company to everyone!

I understand how cliché this paragraph will sound for a review, but I actually can’t recommend Andrea and the team highly enough, or anyone else that’s closely comparable in not just what they offer, but more importantly, what they deliver.

I first came by Andrea through a reputable and respected Real Estate agent in 2015. Since then, Andrea has not only created brilliant work with efficiency and speed, it’s backed up with execution (all highly desirable attributes in this field of work), there has also been occasion where she’s saved some deals that were on the brink of loss (deals initially setup elsewhere, only to fail at the eleventh hour. This is where Andrea was introduced to me and came to the rescue).

I might also add, that all the work we’ve done, then and since, has been over the phone, and interstate. We’ve not yet met in person, though this shows the assurance and trust she’s equipped with.

And with the new venture into The Happy Finance Company, I’ve been fortunate enough to experience the teams A grade work once again in 2021 (and again this year 2022, facilitating a property purchase for a family member).

The work is very personalized, and understanding of each clients situation.
They’re much more than the great rates and products…

There’s Brokers, and then there’s The Happy Finance Team;):) I can only encourage you to avoid headaches, hassles and precious/wasted time (or worse, biggest deals of your life lost) with others in the brokerage field, and instead work with the best 👌🏽

I’m sure I’ve more than made my point ~ but if you do want quality work and outcomes, these guys are pick of the bunch 🏡

Mrs Rachael Wacker is so wonderful to work with. As a first time investor, I wasn’t completely sure of the process but Mrs Rachael Wacker helped me through it all and I made a profit of $6,500 with an investment of $500. He was also extremely helpful in coordinating the withdrawal process. I highly recommend Mrs Rachael Wacker to everyone looking to start up an investment. These are his contact details Email:[email protected]
WhatsApp +1 (971) 772-1286

They are really professional and trustworthy brokers who could provide you the best solution in very short time. My husband and I are very happy with their recommendations. They are indeed experts in their area and you can always get a satisfied answer from them in solving your financing needs.

Mat (with one T) from the Happy Finance Company has helped me on a number of occasions over the past few years. Since being introduced to him he has always been able to offer honest and professional advice and options regarding my finance queries.

He has delivered above my expectations and has always been able to present multiple options and advise not only for the short term but long term benefits and negatives around selecting products.

I would highly recommend Mat and the Happy Finance Company for anyone looking whether for a one off, or for a long term partner for their finance journey.

Thanks Team!

We have been with Mat for many years and he has helped us with many loans, sales and refinancing. Always finding us a great deal, making process super easy for us and always quick to respond. Has definnetely made our life easier and makes it less daunting when thinking about buying a new house.

I’ve trusted Mat with my last 3 mortgages (both initial and refinancing). He is knowledgeable, trustworthy and always looks out for his clients. Mat and his team have made the daunting process of mortgages easy and transparent. He’s even gone above and beyond and answered questions and chased banks that weren’t even related to his mortgages. Thanks guys…here’s to a fourth mortgage!

Mat and his team have been exceptional to work with. Making the restructure of our loans an easy transition. Would (& do recommend) them to anyone needing help with their finances.

David helped me over 4 years ago with helping me get into my next step up home.

He didn’t disappoint finding me a great interest rate and helped me right through to Settlement

After completion David continued checking up on me and ensured I was on the right track with the best interest rate available as well as advising me on ways of paying off my mortgage so much quicker.

I lost track of David for a while due to my email account being hacked .

I eventually reconnected with David who had started up his own finance Company along with some other way talented professionals under the company name of , “The Happy Finance Company”

In the nick of time David seriously worked so hard on crunching the numbers to help me and my partner gain finance to get us into an investment Property on The Gold Coast

He worked miracles and turned our dream we lived with for a few years into “Reality”…

Today became our happy ending as the property we purchased “Settled” today. ……” WINNING”…….

To David and Chez we can’t thank you enough for everything you have both done for us.

We would not hesitate in recommending David and Team to other dreamers. ….. stop dreaming …. Turn yours like we did into reality

Remember David is not like most he continues after the jobs finished checking in with you regularly and offering his help for free

Quietly though the best part was it costs us nothing for all he did for us. Don’t believe me?… give him a call and see how we did this

In closing David is The Mortgage Maestro / Wagyu & Whisky Connoisseur / Chief Techno Officer…… and so easy to understand and deal with.

Thank you

Mark & Klaus

I’ve known Mat for over 10 years and he’s provided me with exceptional service always. April is also fantastic. Always professional and always deliver against expectations. Fast reliable service. Thanks Team.

It was a pleasure working with Andrea to refinance our home loan. Andrea is hard working, experienced and strives for the best possible outcome for her clients. Andrea was responsive throughout the entire loan process and we would have no hesitation in recommending Andrea to our friends and family in future for her knowledge and guidance.

Matt helped my buy my first home in such record time! All though we were waiting for a while to hear back from the bank I had complete trust in the process and complete trust in Matt's work. I am so happy with my loan and I will definitely use Matt again in the future and totally recommend him, he made it feel so easy for me! 🙂 Thank you so much!

We had the pleasure of dealing with David throughout our refinancing process and his service was nothing short of exceptional. From day one we were supported and kept up to date with excellent communication and follow up. David made the process easy and enjoyable, we would highly recommend his service!

We have dealt with David several times over the years and he has always been able to deliver a high level of service and products. We would absolutely recommend him to friends and family and will continue to use him for our lending needs.

Wow amazing. You knocked me off my feet! I’m humbled and grateful. I invested $400 with Mrs
MORRIS BERTHA
to see what trading online was like. A week later i withdrew a profit of $5,200 and then I really saw
how much you can earn from the markets.
I now invested $1000 and gain $15,521 a week, God bless her for me, she is trust worthy and i
recommend her to everyone or anyone that want financial freedom
whatsapp:+1 (669) 304-2828
Email :[email protected]

The team at The Happy Finance Company assisted my fiancé and I into our first home earlier this year, and worked their magic to even upgrade my work vehicle shortly after. Absolutely recommend 10/10 �

Cannot recommend or rate highly enough!
After 8 months with a previous broker and no result David turned things around with a great result in a week! The team gets things done so efficiently and keep you updated and informed every step of the way.

We met Matt Goodyear when we were looking for our first home on the Sunshine Coast. He was very helpful and knowledgeable when it came to getting the best home loan available to us at that time. Even the bank manager was amazed that Matt got us a 1% lower than his bank’s variable rates for the lifetime of our loan. When it came time to buy our 2nd house, we didn’t hesitate to give Matt a call, knowing full well that he was going to get us the best deal in town…and he did. Both our investment property and the house we lived in were on Owner Occupier rate…how did you negotiate that, Matt? A few years down the road, we refinanced our existing loans and with in-depth knowledge of our finances, Matt managed to almost halved our monthly repayments with great juggling of our new loans. Thanks Matt!

Highly recommend Matt and the team at Happy Finance Company. They go above a beyond in their service They are friendly and down-to-earth yet very professional and experts in their field. We will continue to use them for future financing.

David is amazing … he sure knows his stuff and is king of finance … he has done sooo many deals for us and for our clients who we refer and has never disappoint 💰💰💰💰 thank you David and Chez for being awesome , reliable , quick , and trustworthy