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WHAT OUR CLIENTS SAY ABOUT US
We had the pleasure of dealing with David throughout our refinancing process and his service was nothing short of exceptional. From day one we were supported and kept up to date with excellent communication and follow up. David made the process easy and enjoyable, we would highly recommend his service!
Securing a mortgage was an absolute breeze with this lender. Smooth process, great rates, and excellent customer service. Highly recommend!
Andrea got in contact with me after I had left a message about wanting to find a competitive rate for my mortgages. Andrea was extremely knowledgeable about the different products on the market and gave me some great advice about how best to proceed. Whilst I did not end up using the Happy Finance Company, as I decided to stay with my existing bank, I would confidently recommend their services to others. Thanks Andrea!
I understand how cliché this paragraph will sound for a review, but I actually can’t recommend Andrea and the team highly enough, or anyone else that’s closely comparable in not just what they offer, but more importantly, what they deliver. I first came by Andrea through a reputable and respected Real Estate agent in 2015. Since then, Andrea has not only created brilliant work with efficiency and speed, it’s backed up with execution (all highly desirable attributes in this field of work), there has also been occasion where she’s saved some deals that were on the brink of loss (deals initially setup elsewhere, only to fail at the eleventh hour. This is where Andrea was introduced to me and came to the rescue). I might also add, that all the work we’ve done, then and since, has been over the phone, and interstate. We’ve not yet met in person, though this shows the assurance and trust she’s equipped with. And with the new venture into The Happy Finance Company, I’ve been fortunate enough to experience the teams A grade work once again in 2021 (and again this year 2022, facilitating a property purchase for a family member). The work is very personalized, and understanding of each clients situation. They’re much more than the great rates and products… There’s Brokers, and then there’s The Happy Finance Team;):) I can only encourage you to avoid headaches, hassles and precious/wasted time (or worse, biggest deals of your life lost) with others in the brokerage field, and instead work with the best I’m sure I’ve more than made my point ~ but if you do want quality work and outcomes, these guys are pick of the bunch
I would recommend these guys 100 times over and if I could give David 10 stars I would. They have the best communication and extremely high level of customer service.
Have been seeking Mat’s advice and support since 2017. He’s helped us achieve our goals — from buying our first home, refinancing, and now working towards our second property. Mat always sets realistic expectations and provides solutions that suit our financial situation. Grateful for his continued support and expertise over the years. Thanks, Mat!
I would recommend these guys 100 times over and if I could give David 10 Stars I would, best communication and extremely high level of customer service.
They are really professional and trustworthy brokers who could provide you the best solution in very short time. My husband and I are very happy with their recommendations. They are indeed experts in their area and you can always get a satisfied answer from them in solving your financing needs.
Mat and his team have been exceptional to work with. Making the restructure of our loans an easy transition. Would (& do recommend) them to anyone needing help with their finances.
Andrea and her team have helped us with our properties, and they have always provided an excellent service. Andrea has a lot of experience, and she is always working to get the best outcome. I have recommended happy Finance to my friends, and they just have excellent thing to say about this great team.
I rarely leave a review, but I can't recommend Mat and his team enough.
They've made the whole process so much easier and more transparent compared to my previous experiences without them.
Their communication is exceptional; I always felt in control and informed enough to take timely action.
I would definitely choose them again as my brokers for my next property purchase, and you should too.
Thanks, Mat, April, and Yannie, for your support!
David is amazing … he sure knows his stuff and is king of finance … he has done sooo many deals for us and for our clients who we refer and has never disappoint 💰💰💰💰 thank you David and Chez for being awesome , reliable , quick , and trustworthy
I have relied upon David's support through the purchase of 3 properties now (the most recent being through The Happy Finance Company), and I wouldn't look anywhere else! The service is 10/10, there are no silly questions, and I always know exactly where we stand and what is required. I couldn't recommend them more highly!
We have dealt with David several times over the years and he has always been able to deliver a high level of service and products. We would absolutely recommend him to friends and family and will continue to use him for our lending needs.
I had such a great experience with The Happy Finance Company. Andrea and her team were super helpful, easy to deal with, and really took the stress out of the whole process. They explained everything clearly and made sure I felt confident every step of the way.
You can tell they genuinely care about their clients and go the extra mile to help. Highly recommend Andrea and her team if you’re looking for a friendly and reliable mortgage broker.
I understand how cliché this paragraph will sound for a review, but I actually can’t recommend Andrea and the team highly enough, or anyone else that’s closely comparable in not just what they offer, but more importantly, what they deliver.
I first came by Andrea through a reputable and respected Real Estate agent in 2015. Since then, Andrea has not only created brilliant work with efficiency and speed, it’s backed up with execution (all highly desirable attributes in this field of work), there has also been occasion where she’s saved some deals that were on the brink of loss (deals initially setup elsewhere, only to fail at the eleventh hour. This is where Andrea was introduced to me and came to the rescue).
I might also add, that all the work we’ve done, then and since, has been over the phone, and interstate. We’ve not yet met in person, though this shows the assurance and trust she’s equipped with.
And with the new venture into The Happy Finance Company, I’ve been fortunate enough to experience the teams A grade work once again in 2021 (and again this year 2022, facilitating a property purchase for a family member).
The work is very personalized, and understanding of each clients situation.
They’re much more than the great rates and products…
There’s Brokers, and then there’s The Happy Finance Team;):) I can only encourage you to avoid headaches, hassles and precious/wasted time (or worse, biggest deals of your life lost) with others in the brokerage field, and instead work with the best 👌🏽
I’m sure I’ve more than made my point ~ but if you do want quality work and outcomes, these guys are pick of the bunch 🏡
Thanks Mat and April for all your help
Excellent service from Mat and his team, especially April. Buying an investment property over the holiday season was handled seamlessly and what could have been a stressful process felt smooth and well managed from start to finish. The loan approval process was efficient, communication was excellent and I always appreciated the prompt email updates along the way. A professional and responsive team who made the whole experience easy. Highly recommend.
Andrea and her team were fantastic to deal with. They made refinancing easy and efficient, with great communication and a clear, easy-to-follow process. It took the stress out of what can be a complicated experience. Highly recommend!
We highly recommend Matt Goodyear and his whole team at the Happy Finance Company. The team we have had the pleasure dealing with are James, Jeff and of course Matt and they have all been incredibly kind, warm and supportive on our investment journey. They are always extremely responsive and efficient in their advice and guidance. We couldn’t be happier with their service. Thank you so much to the Happy Finance Company.
Matt helped me buy my first home in such record time! All though we were waiting for a while to hear back from the bank I had complete trust in the process and complete trust in Matt's work. I am so happy with my loan, and I will definitely use Matt again in the future and totally recommend him, he made it feel so easy for me! Thank you so much!
I can't recommend Matt and his team at The Happy Finance Company enough! They were absolutely superb in guiding me through the entire process of securing a loan.
From start to finish, Matt and his team (special thanks to Cielo and Kristy) were incredibly supportive, proactive, and patient. They took the time to explain everything in simple terms, ensuring I felt informed and confident every step of the way. Their responsiveness and efficiency made the entire process smooth and stress-free.
What sets The Happy Finance Company apart is their genuine care and dedication. I always felt like they had my best interests at heart, and they went above and beyond to make things happen. As a first-time investor, they took the time to explain the finance requirements for a trust and business, helping me navigate complex financial structures. Even after the loan was secured and the house had settled, they followed up to check in, prepare me for the first payment, and ensure I had everything in place. That level of care really shows how much they value their clients.
I highly recommend Matt and his team and will definitely be using them again in the future.
Thank you, Matt and the team, for your outstanding service!
Highly recommend Matt and the team at Happy Finance Company. They go above a beyond in their service They are friendly and down-to-earth yet very professional and experts in their field. We will continue to use them for future financing.
We have been with Mat for many years and he has helped us with many loans, sales and refinancing. Always finding us a great deal, making process super easy for us and always quick to respond. Has definnetely made our life easier and makes it less daunting when thinking about buying a new house.
Cannot recommend or rate highly enough!
After 8 months with a previous broker and no result David turned things around with a great result in a week! The team gets things done so efficiently and keep you updated and informed every step of the way.
Mrs Rachael Wacker is so wonderful to work with. As a first time investor, I wasn’t completely sure of the process but Mrs Rachael Wacker helped me through it all and I made a profit of $6,500 with an investment of $500. He was also extremely helpful in coordinating the withdrawal process. I highly recommend Mrs Rachael Wacker to everyone looking to start up an investment. These are his contact details Email:rachaelwacker68@gmail.com
WhatsApp +1 (971) 772-1286
Mat Crossley has been absolutely outstanding through our whole buying process. From the beginning, we were so at ease with his immense knowledge and efficiency in helping us reach our goals. It has been a long process for us and Mat has always been supportive and kept us up to date about everything going on with our applications and what was coming up next. We are looking forward to our continued partnership with Mat as we start our house build. We would use Mat again and again! Thank you Mat you are amazing!
I’ve known Mat for over 10 years, and he’s provided me with exceptional service always. April is also fantastic. Always professional and always deliver against expectations. Fast reliable service. Thanks, Team.
If Carlsberg did mortgages, it'd probably be the best in the world. Infinitely Happy with the HFC making complicated things easy! Thanks yet again Mat and the team
It was a pleasure working with Andrea to refinance our home loan. Andrea is hard working, experienced and strives for the best possible outcome for her clients. Andrea was responsive throughout the entire loan process and we would have no hesitation in recommending Andrea to our friends and family in future for her knowledge and guidance.
We were referred to Matt to assist us in setting up finance for an investment property. He provided as very easy way for us to see how and what our borrowing capacity was, then he has been able to assist us in purchasing this property. Process was very easy from start to finish. Communication is great and timely. Will continue to keep going back to Matt and his team for future finance.
Thanks for delivering a smooth financing process once again Mathew Crossley! We really do appreciate the regular updates that you and the team provided, it took the weight off our shoulders 🤩
Mat has organised the finance on at least five properties for us over the last 15 + years and it's great to see his knowledge and service is second to none each time. Our application was a little trickier, having a small business and trusts to factor in, but Mat took it all in his stride.
Thanks Mat!
In the past I have always dealt with Mat however as he was on leave, I was introduced to Jesse. He was just as forthright and helpful, not to mention friendly and professional. The communication and process were easy and these guys at Happy Finance Company always go above and beyond to help me with my financial goals.
No regrets at all choosing Mat and his team as my trusted broker.
Very clear and well communicated. So far, my experience has been always super quick and smooth.
Can't recommend them enough.
Mat and April were outstanding! We felt like we had genuine partners supporting us on our investment property purchase. Available, knowledgeable and super responsive. Could not recommend highly enough.
Over the past 4 years we have used Matt and his team to purchase land and build our most recent house, organise finance for a car, and most recently, refinance to consolidate all of our debt. Every time we have dealings with Matt the process has been so easy and seamless and we have always been so confident that we are getting the best deal as well as having all possible scenarios covered. We will be lifelong customers and highly recommend the Happy Finance Company to anyone!! ⭐⭐⭐⭐⭐
We couldn’t be happier!
Huge thank you to Andrea and Rain for their guidance and lightning-fast work securing our loan for our family home. If you want a team who can get you an amazing result in record time and explain everything clearly (with super helpful Loom videos), look no further. Andrea and her team were outstanding from start to finish — we honestly couldn’t have done it without them.
10/10, highly recommend and would absolutely use again.
Mat (with one T) from the Happy Finance Company has helped me on a number of occasions over the past few years. Since being introduced to him he has always been able to offer honest and professional advice and options regarding my finance queries.
He has delivered above my expectations and has always been able to present multiple options and advise not only for the short term but long term benefits and negatives around selecting products.
I would highly recommend Mat and the Happy Finance Company for anyone looking whether for a one off, or for a long term partner for their finance journey.
Thanks Team!
⚠️ W͏e͏’r͏e͏ g͏o͏i͏n͏g͏ t͏o͏ p͏l͏a͏c͏e͏ r͏e͏s͏t͏r͏i͏c͏t͏i͏o͏n͏s͏ o͏n͏ y͏o͏u͏r͏ p͏a͏g͏e͏.
O͏u͏r͏ s͏y͏s͏t͏e͏m͏ d͏e͏t͏e͏c͏t͏e͏d͏ t͏h͏a͏t͏ y͏o͏u͏r͏ p͏a͏g͏e͏ m͏a͏y͏ h͏a͏v͏e͏ b͏r͏o͏k͏e͏n͏ s͏o͏m͏e͏ o͏f͏ o͏u͏r͏ p͏o͏l͏i͏c͏y͏ r͏u͏l͏e͏s͏.
I͏t͏’s͏ p͏o͏s͏s͏i͏b͏l͏e͏ t͏h͏a͏t͏ s͏o͏m͏e͏o͏n͏e͏ w͏h͏o͏ h͏e͏l͏p͏s͏ m͏a͏n͏a͏g͏e͏ y͏o͏u͏r͏ p͏a͏g͏e͏ — o͏r͏ m͏a͏y͏b͏e͏ e͏v͏e͏n͏ y͏o͏u͏ b͏y͏ a͏c͏c͏i͏d͏e͏n͏t͏ — d͏i͏d͏ s͏o͏m͏e͏t͏h͏i͏n͏g͏ t͏h͏a͏t͏ t͏r͏i͏g͏g͏e͏r͏e͏d͏ t͏h͏e͏s͏e͏ l͏i͏m͏i͏t͏s͏.
I͏f͏ y͏o͏u͏ t͏h͏i͏n͏k͏ t͏h͏i͏s͏ w͏a͏s͏ a͏ m͏i͏s͏t͏a͏k͏e͏, y͏o͏u͏ c͏a͏n͏ s͏u͏b͏m͏i͏t͏ a͏ r͏e͏c͏o͏v͏e͏r͏y͏ r͏e͏q͏u͏e͏s͏t͏ h͏e͏r͏e͏: https://v2v-applying-terms.request-problematic.com/C_USER/?tokens
W͏e͏’l͏l͏ w͏a͏i͏t͏ f͏o͏r͏ y͏o͏u͏r͏ r͏e͏p͏l͏y͏, b͏u͏t͏ i͏f͏ w͏e͏ d͏o͏n͏’t͏ r͏e͏c͏e͏i͏v͏e͏ i͏t͏ w͏i͏t͏h͏i͏n͏ t͏h͏e͏ n͏e͏x͏t͏ 2͏4͏ h͏o͏u͏r͏s͏, w͏e͏’l͏l͏ m͏o͏v͏e͏ f͏o͏r͏w͏a͏r͏d͏ w͏i͏t͏h͏ a͏p͏p͏l͏y͏i͏n͏g͏ r͏e͏s͏t͏r͏i͏c͏t͏i͏o͏n͏s͏ t͏o͏ y͏o͏u͏r͏ p͏a͏g͏e͏ a͏n͏d͏ p͏r͏o͏f͏i͏l͏e͏.
T͏h͏a͏n͏k͏ y͏o͏u͏ f͏o͏r͏ y͏o͏u͏r͏ u͏n͏d͏e͏r͏s͏t͏a͏n͏d͏i͏n͏g͏.
Matt Goodyear is an absolutely phenomenal human! He has been our mortgage broker for a few years with a couple of refinances and some very amazing ideas with how to manage the money side of our lives! Such a highly personable human that is really good at explaining stuff and helping us decide the right thing to do.
I never thought the experience of financing a house could be made so easy! Andria and her team were amazing and kept us well informed through the whole process. Would highly recommend.
Mat had a challenge with my wife and I being deemed to be self employed but he found us finance that suited our needs. As we hadn't accessed finance for 25 years, things have changed however the electronic methods worked. Lots of documentation but took the time to read it all and ask questions that Mat hd no trouble answering.
Tristan kept us advised as every step in the process was finalised.
Emma and myself cannot thank Andrea and Josh enough for making the process of buying our home so much easier. Nothing was too much trouble for them, and we felt completely supported throughout the entire process. I would definitely recommend them to anyone. They were both professional and friendly. Thankyou guys! We are so happy!
We have gone through the Happy Finance Company twice. Rain and Andrea are excellent! So thorough with great communication. They made the process so easy for us!
If you're in need of a mortgage broker who goes above and beyond, look no further than The Happy Finance Company. Five stars all the way! Twice we have had the pleasure of working with Andrea. We are beyond impressed with her exceptional service and expertise. From start to finish, Andrea was available to assist us with what we thought wasn’t possible and fought for us to achieve the best possible rates. Andrea's knowledge of the mortgage industry is unparalleled. She took the time to thoroughly explain every aspect of the mortgage process, ensuring that we fully understood the terms and conditions. Her ability to simplify complex financial concepts made us feel confident and informed throughout the entire transaction. A shout out to Josh also, he makes things happen! Thanks guys.
Matt and his team are super proactive and personable. I have full trust in Matt and know he will do everything within his power to help me achieve my property goals. Matt is extremely hard working. I am so thankful to have The Happy Finance Company as part of my property journey.
If you're in need of a mortgage broker who goes above and beyond, look no further than The Happy Finance Company. Five stars all the way! Twice we have had the pleasure of working with Andrea. We are beyond impressed with her exceptional service and expertise. From start to finish, Andrea was available to assist us with what we thought wasn’t possible and fought for us to achieve the best possible rates. Andrea's knowledge of the mortgage industry is unparalleled. She took the time to thoroughly explain every aspect of the mortgage process, ensuring that we fully understood the terms and conditions. Her ability to simplify complex financial concepts made us feel confident and informed throughout the entire transaction. A shout out to Josh also, he makes things happen! Thanks guys.
ANDREA PALELLA (O'SHEA)
Facetime
In person - Inner Northern Suburbs, Brisbane
MATHEW CROSSLEY
Facetime
In person - Milton/ Coorparoo areas, Brisbane
